Inflation Calculator
Calculate future cost, present value, purchasing power loss, and real returns after inflation with charts and year-wise projections.
Inflation inputs
Future Cost
₹1,79,084.77
Future cost
₹1,79,084.77
Present value
₹55,839.48
Purchasing power left
55.84%
Inflation effect over time
Compare future cost and present value across the selected years.
Purchasing power breakdown
See how much of your current purchasing power remains after inflation.
Purchasing power trend
Track how inflation reduces your purchasing power over the years.
Inflation insights
Inflation rate
6.00%
Time horizon
10 years
Purchasing power lost
44.16%
Real return after inflation
5.66%
Year-wise inflation projection
Review future cost, present value, and purchasing power remaining for each year.
| Year | Future Cost | Present Value | Purchasing Power Remaining |
|---|---|---|---|
| 1 | ₹1,06,000.00 | ₹94,339.62 | 94.34% |
| 2 | ₹1,12,360.00 | ₹88,999.64 | 89.00% |
| 3 | ₹1,19,101.60 | ₹83,961.93 | 83.96% |
| 4 | ₹1,26,247.70 | ₹79,209.37 | 79.21% |
| 5 | ₹1,33,822.56 | ₹74,725.82 | 74.73% |
| 6 | ₹1,41,851.91 | ₹70,496.05 | 70.50% |
| 7 | ₹1,50,363.03 | ₹66,505.71 | 66.51% |
| 8 | ₹1,59,384.81 | ₹62,741.24 | 62.74% |
| 9 | ₹1,68,947.90 | ₹59,189.85 | 59.19% |
| 10 | ₹1,79,084.77 | ₹55,839.48 | 55.84% |
How this inflation calculator works
Enter an amount, inflation rate, and number of years to estimate how the value of money changes over time.
You can use it to find the future cost of something, convert a future amount back to today's value, estimate purchasing power loss, or calculate real return after inflation.
The tool also provides charts and a year-wise projection so you can clearly understand how inflation compounds over time.
Best use cases
Use this calculator to estimate future expenses, compare today's and tomorrow's purchasing power, evaluate salary growth, and understand real returns on savings or investments.
It pairs especially well with retirement planning, savings goals, SIP estimates, and long-term investment projections.
Results are estimates for educational purposes and should not be treated as financial or investment advice.
Frequently asked questions
What does inflation do to money?
Inflation reduces purchasing power over time, meaning the same amount of money can buy fewer goods and services in the future.
What is a real return?
Real return is the return on an investment after accounting for inflation. It helps you understand your actual gain in purchasing power.
Why does inflation matter for long-term planning?
Over long periods, even moderate inflation can significantly raise future costs, which is why it matters for retirement, education, housing, and savings goals.
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